Free for Canadian small business owners — no sign-up, no email required ← Back to CanadianSME
CanadianSME Business Tools
Free tools

Calculators Built for Canadian Rules

Every calculator here uses current federal and provincial rates — not a generic template with a Canadian flag on it. Nothing is stored, and nothing asks for your email. Results are illustrative examples for reference only.

GST/HST Calculator

Provincial and federal rates for every province and territory, including HST provinces.

Open calculator →

Payroll Deductions Estimator

CPP, EI, and income tax withheld per pay period, by province.

Open calculator →

Cash-Flow Forecaster

Project 13 weeks of inflows and outflows, including remittance dates.

Open calculator →

Loan Payment Calculator

Compare BDC term loan, operating line, and equipment financing scenarios.

Open calculator →

Self-Employed Tax Estimator

Income tax, both halves of CPP, monthly set-aside and quarterly instalments for sole proprietors.

Open calculator →

Import Landed Cost Calculator

Exchange, freight, duty, tariffs and border GST/HST, per unit, with a margin-safe price.

Open calculator →

Pricing and Break-Even Calculator

Break-even sales, markup vs margin, and the price rise needed when your costs go up.

Open calculator →
Example and reference only

These calculators are illustrative planning aids built on published 2026 federal and provincial rates. They use simplified assumptions, do not account for your full circumstances, and their results are not exact. Do not use them to file a return, remit deductions, or commit to financing. Confirm payroll amounts against the CRA Payroll Deductions Online Calculator, and check any figure with your accountant or the relevant tax authority before you act on it. Nothing here is tax, accounting, or financial advice.

Free Small Business Calculators | CanadianSME