Harveena Dhaliwal, 35 year old Sikh Entrepreneur Woman, born and raised in Mississauga, Ontario. Mother of 2 young children, Boy aged 7, Girl aged 3. I am a Certified Luxury Home Mortgage Advisor, accredited professional with over 10 years in the financial industry. I have built a network of high net worth clients and am known for the variety of talents and skills I have established in my career path. Helping people realise their dream of home ownership, it can be incredibly satisfying, but you need to put as much into it as you get out of it. I am here to help everyday people change their lives through home ownership. I utilise discretion and provide exceptional service which is built on a foundation of trust and reliability.
How will you describe your journey with over 10 years of financial background and experience Including working with RBC as a financial advisor?
I would describe my journey as a bumpy road that has transitioned into a smooth path after all these years. Working with RBC provided me with stepping stones of extensive knowledge and laid bricks that transitioned me to where I am today.
How did you enter the mortgage sector when mortgages weren’t your passion? And what inspires and motivates you to excel in your field?
If you had asked me 10 years ago to only focus on becoming a Mortgage Specialist I would have laughed out loud. I dreaded mortgage calls, today it has become my passion who would have thought! Something you hate could become something you love once you learn the insides and outsides. Do not be afraid to learn, reading and knowledge is valuable.
What do you think the key components of successful advertising are? How do you choose the best solutions for your client?
The key attributions for successful advertising I would say are to ensure you have the correct client focus. Are you presenting yourself to the right clients that are looking for your assistance? I feel like this line of business is not about a sale or a transaction, this is about longevity with clients who have long term life goals and ambitions just like us. I am simply here to guide through the process and provide the best advice, I want to be there to celebrate milestones with my clients!
Being a mother of two young children, what, in your opinion, are the best tips that you would like to give to mother entrepreneurs who battle various difficulties while attempting to advance their careers? I would say to never give up, times may seem hard in the moment when you may be trying to finish that course or catch up on reading. It will get easier, you will overcome the hard times and the end goal will be unforgettable. You will thank yourself for hanging on. There are obstacles that may come your way but you need to take time for yourself to grow. Ask for extra help, spend quality time with your family but also have time to do what you love most!
What were the challenges that you faced as a woman entrepreneur? How did you overcome those challenges?
I faced some challenges of hardship which naturally comes with trying to be the best mother you want to be. Also trying to figure out where I can put time for myself to grow as an individual. However with development and experience, as well as using the right resources, I was able to take the time to learn and really work on building myself in the areas that needed improvement.
What professional advice would you want to offer to the individuals planning to establish their own mortgage business?
I would say it may seem hard at first while trying to build your network and referral sources, keep your eyes on the prize and do not give up. Use social media to your advantage, get yourself out there and become known. Feel free to contact me anytime for any questions or advice. I would be happy to speak with you!
