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Province guide · NB

Doing business inNew Brunswick

Canada’s only officially bilingual province, with a 15% HST and strong ACOA and Opportunities NB support.

Sales tax15% HST

Filed with CRA

Workers’ compWorkSafeNB

Mandatory with three or more workers

Payroll taxNone

No provincial payroll tax

RegisterService New Brunswick

Corporate registry

Photo: Moncton by Quintin Soloviev, CC BY 4.0
About the province

New Brunswick at a glance

CapitalFredericton
Largest cityMoncton
Key industries
ForestrySeafoodEnergyIT and bilingual customer services
Local business networkAtlantic Chamber of Commerce
20,256Small employer businesses1–99 employees, December 2024
1.9%Share of Canada’s small businessesOf 1,079,188 nationally
29.2Businesses per 1,000 adultsNational average 32.7
224,900Private-sector jobs2024
842Goods exportersEstablishments, 2024

Source: Innovation, Science and Economic Development Canada, Key Small Business Statistics 2025 (Statistics Canada Business Register). Portraits: Wikimedia Commons (Susan Holt: Anntippy, CC BY-SA 4.0; Rechie Valdez: Patrick Doyle, CC BY 4.0).

New Brunswick: A Bilingual Business Base Bridging Markets

New Brunswick is Canada’s only officially bilingual province, giving its businesses an edge in serving both English- and French-speaking customers. Its location between central Canada, the Atlantic provinces and New England makes it a natural trading crossroads.

Small businesses in forestry, seafood, manufacturing, retail and services employ most of the private-sector workforce.

Industries and Regional Strengths

Moncton is a hub for transportation, logistics and bilingual customer service. Saint John has strengths in energy, port activity and manufacturing. Fredericton combines government, cybersecurity, education and technology. The Acadian Peninsula and northern regions rely on fisheries and forestry.

Proximity to Maine gives many businesses straightforward access to U.S. customers.

Opportunities for Small Businesses

Opportunities include cybersecurity, energy innovation, value-added wood and seafood products, and remote service delivery. Newcomers are reshaping local markets and the labour pool.

Smaller local markets and an older population mean growth often depends on exports and digital sales.

Discover New Brunswick’s Business Community

CanadianSME shares the stories, insights and experiences of New Brunswick’s entrepreneurs and business leaders. Explore small business news, founder interviews, practical resources and industry perspectives that connect and inform the province’s business community.

Step-by-step guide

How to start a business in New Brunswick

  1. 1

    Choose your business structure

    Decide between a sole proprietorship, partnership or corporation. Incorporating — provincially or federally through Corporations Canada — limits personal liability and can lower tax on retained profits, but adds filing work.

    Corporations Canada ↗
  2. 2

    Register your business

    Register a business name or incorporate through Service New Brunswick’s Corporate Registry.

    Service New Brunswick ↗
  3. 3

    Set up your tax accounts

    Get a CRA business number and HST account — 15% HST applies in New Brunswick.

    Register for a business number ↗
  4. 4

    Get licences and permits

    Use BizPaL to see the federal, provincial and municipal permits your type of business needs, then confirm zoning and any local business licence with your city or town.

    BizPaL permit finder ↗
  5. 5

    Prepare to hire

    Open a CRA payroll account, register with WorkSafeNB for workplace insurance, and review the province’s employment standards for pay, hours and leave.

    WorkSafeNB ↗
  6. 6

    Find advice and funding

    Talk to a local small business centre, check the funding finder for programmes that fit, and build a relationship with a bank or credit union early.

    Opportunities New Brunswick ↗

What to watch in New Brunswick

  1. 01Serving customers in both French and English widens your market across the province.
  2. 02Government contracts may require bilingual service.
  3. 03Opportunities NB supports expansion and export projects.

Register and stay compliant

Provincial funding and support

Federal support in New Brunswick

Business networks and data

Reviewed October 2026. Rates, thresholds and programmes change — confirm with the official source before you file or apply. CanadianSME is not affiliated with these agencies.

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